Agent Partner Program · For licensed agents
Your client is priced out. Don't lose them.
When the Marketplace no longer fits, introduce your client to me. I handle underwriting, quoting and enrollment. You keep the relationship and earn 25% of first-year commission.
Same family. Same county.
A real family's 2026 quotes. With a $110,000 household income they were above the subsidy cliff, so they paid full price on the Marketplace either way.
Rates are illustrative for one household and vary by applicant. The alternative is not ACA major medical coverage. See the fine print below.
How the referral works
A name and a warm introduction. No paperwork from you.
Introduce your client
Text, call or email me their name. A quick three-way introduction works best.
I handle the rest
Underwriting, quoting and enrollment, directly with the client. I explain exactly what the plan is and isn't.
You get paid
25% of first-year commission on any policy that closes. No cost or obligation to you, ever.
Why agents partner with me
You keep the relationship
Your client stays your client. I help with the one piece you can't offer.
A peer, not a call center
20+ years in insurance and a seat on the NABIP Tampa Bay Board of Directors.
Licensed in 26 states
Refer clients in Florida and beyond. Ask me about your state.
Honest with your client
If the Marketplace is still their best option, I'll tell them and send them back to you.
The fine print, up front
This is not a major medical plan.
The savings are real, but they come from a different kind of coverage. Your client should hear that before they hear the price.
- It is an excepted benefit plan, not ACA-qualified major medical, and is not sold on the Marketplace.
- Medical underwriting applies. Applicants answer health questions, and coverage is not guaranteed.
- Pre-existing conditions may be excluded or the application declined.
- Maternity, mental health and substance use treatment, and preventive care work differently than under an ACA plan.
- Ask me for the full policy documents before referring anyone with ongoing conditions, a planned pregnancy or specialized treatment needs.
Have a client in mind?
Text or call me at (352) 807-7251, or book a short call. I'll get back to you the same business day.
This page is intended for licensed agents evaluating a referral partnership, not for direct enrollment. The plan described is an excepted benefit plan, not major medical coverage under the ACA, and is not connected with the Health Insurance Marketplace, Healthcare.gov or any state exchange. Coverage is subject to medical underwriting and plan terms.
